Sweet Finances Accounting

Whether you need help cleaning up your books, staying on top of monthly reporting, filing personal or business taxes, or getting ready for tax season, I’ve got you covered. From individuals to small business owners, I make your finances feel less overwhelming—and maybe even a little fun (yes, really!).

Hablo español—I’m here to support you in English or Spanish, whatever you’re most comfortable with.

About Me

Fabiola Richards

Hi, I’m Fabiola Richards—a CPA with a passion for helping small business owners take control of their finances and thrive.

Originally from Peru, I’ve called the beautiful Tampa Bay area home since I was 11. I’m a proud wife and mom to a wonderful little boy named Sebastian—with another baby on the way

Based in charming Safety Harbor, Florida, I run a fully remote bookkeeping and accounting firm dedicated to making your life easier. With years of experience, I offer the expertise and professionalism you expect from a CPA—paired with the personal attention and care you deserve.

I understand how overwhelming it can be to manage the numbers when you’re focused on growing your business. That’s where I come in. I specialize in supporting small business owners with clear, dependable financial guidance—so you can focus on doing what you love, while I handle the rest.

Hablo español también, así que siéntete con la confianza de comunicarte conmigo en el idioma que prefieras.

Services

How Do I Get Started?

It’s simple! We’ll kick things off with a Free Assessment—no strings attached!

1. Discovery call - We’ll schedule a quick call where you’ll share details about your business, your needs, and your goals. We’ll determine if we’re a good fit for each other.
2. Free Bookkeeping Assessment – I’ll conduct a thorough review of your current bookkeeping system to understand where you stand and what kind of support you’ll need moving forward.
3. Follow-Up Appointment We’ll meet again to go over my findings, answer any questions, and give you a clear picture of your company’s financial health. To keep things easy and predictable, I’ll also provide a simple monthly pricing plan—no hidden fees, no surprises.

Let’s make bookkeeping stress-free (and maybe even a little fun)!

What Our Clients Are Saying

John M.

Retired Executive

Working with Sweet Finances has been an absolute game-changer. They helped me design a retirement plan that not only allowed me to retire early but gave me peace of mind knowing my investments are secure. Their personalized approach and constant attention to detail make me feel like a priority, not just another client.

Sarah L.

Small Business Owner

I’ve been working with Sweet Finances for over five years now, and they’ve consistently exceeded my expectations. Their expertise in wealth management and market insights have helped me grow my portfolio beyond what I could have done alone. They are always available to answer questions, and I genuinely feel they have my best interests at heart.

David K.

IT Consultant

As a business owner, managing my personal finances used to feel overwhelming. Sweet Financial stepped in and completely transformed the way I approach financial planning. They guided me through everything from tax strategies to investment management, and I’ve never felt more confident about my financial future. I only wish I’d found them sooner!

How Much Does It Cost?

Great question! The cost of outsourcing accounting services can really depend on the size and services you need.

We star with a quick call where you’ll share details about you and/or your business, your needs, and your goals. We’ll determine if we’re a good fit for each other.
We’ll do Free Assessment to get a clear picture of your current setup and what kind of support you’ll need. From there, we’ll recommend a custom plan that fits your business—and your budget.
Our pricing is designed to be simple, transparent, and tailored to your business.
We offer flat-rate pricing so there are no hourly charges or surprise fees. Whether you’re a solo entrepreneur or managing a growing team, we’ll make sure you get the right level of support at a predictable monthly rate.

Sweet Finances Accounting

About Me

Fabiola Richards

Services

Books Cleanup

Monthly/Quarterly Bookkeeping

Tax Filing